• Only Finance

  Only Finance is one of the UK's leading secured loans comparison site. They are a leading financial services company offering all things financial, specialising in secured loans and mortgages. Get a loan today and consolidate your debts!

• Loans UK

  They are one of the fastest growing credit brokers in the country. They arranges Home Improvement Loans and Debt Consolidation Loans from £12,500 to £75,000 and they have a range of highly competitive products.

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  Fone A Loan

  Fone a Loan works with a range of lenders to ensure 99% of all applications are successful, whatever the circumstances. Secured loans are available from £3,000 to £1,000,000 and coupled with a jargon free application process to ensure enquiries are dealt with quickly and efficiently.

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  Essential Loans

  Essential Loans specialise in helping customers who want to consolidate their debt and combine all their monthly repayments into one. Essential Loans offers their customers peace of mind, as they have access to the best possible rates and loan schemes available from all the major lenders. Their FREE dept consolidation loan service gives the customer an invaluable insight to what is on offer without any hard sales or obligations.

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  Debt Logic

  If you are experiencing financial difficulties Debt Logic can help you to assess your current financial situation and provide you with a professional consultation.

  Initial debt consultations are absolutely free of charge and strictly confidential.

  Our team of trained specialists will endeavor to find a tailor-made dept consolidation solution so that we can assist you to become absolutely debt-free.

• Chiltern Debt Management

  They work on their customers behalf and deal with their creditors and aim to consolidate existing loans interest and charges frozen. They also try to negotiate greatly reduced monthly payments and help customers become debt free within 60 months.

Dept Management Loan Resources

OFT (Office of fair trading)

Information about the OFT fact-finding study into debt consolidation

Over Indebtedness

The term over-indebtedness is used to describe debt which has become a major burden for the borrower. Over-indebtedness can be caused by, and contributes to, social exclusion, financial exclusion and poverty.

Legal Services Commission

They run the legal aid scheme in England and Wales and provide information, advice and legal representation to help about two million people each year get access to justice. The Community Legal Service (CLS) helps people with civil legal problems such as family breakdown, debt and housing. The Criminal Defence Service (CDS) helps people who are under police investigation or facing criminal charges.

BBC - Golden debt rules

Meg Van Rooyen from the National Debtline gives her golden rules for dealing with debt and steering clear of the pitfalls.